James W. Nelson Insurance Agency
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International & Travel Insurance

If you're thinking about leaving your home country, whether for business or for pleasure, you should consider purchasing travel medical insurance. Most insurance policies, both group and individual, provide little, if any, health coverage for expenses incurred outside of your home country.

Mexican Insurance

Traveling to Mexico, go prepared. Quote, purchase and print your policy on line.

Temporary Coverage

HCC Medical Insurance Services

STM Complete provides affordable temporary health insurance to protect you and your family. You should consider purchasing STM Complete if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected accident or sickness.

With STM Complete you’re in control. You choose your deductible, coinsurance, and the exact length of coverage. You also have the freedom to receive treatment from doctors and hospitals of your choice without incurring out-of-network penalties. STM complete gives you peace of mind by relieving some of your financial worry in the event of an unexpected medical condition.


The HTH Advantage

HTH Advantages include:

  • Better Benefits - rich coverage without the hidden gotcha's
  • Better Services - concierge level access to the very best providers internationally
  • Better Protection - U.S. regulated policies, designed to protect you and your customers

HTH products are exclusively underwritten in the U.S. as filed and admitted insurance. HTH plans offer unique benefits and services not available elsewhere. Each HTH policy includes access to "best of class" doctors and hospitals in 180 countries. Members have the ability to review the provider's medical background and biography.

With the click of a mouse, medical appointments can be scheduled and billed directly to HTH. In addition, members can find out about the clinical services available or security landscape in a particular destination. These tools empower travelers and global citizens to stay safe and healthy by avoiding potential hazards, and by locating quality healthcare, worldwide.